Gen Advisory™ is a niche advisory and research company specialising in financial sector supervision and regulation

Its focus areas include the following:

Banking Supervision

Technical advice on banking supervision and regulation

Conglomerate Supervision

Technical advice on financial conglomerate supervision and regulation

Financial Inclusion

General advice on issues pertaining to financial inclusion and emerging markets

Specialist Research & Capacity Building

Customised research and training, tailored to the client organisation’s needs

Gen Advisory Pty Ltd (“Gen Advisory™”) is a niche Australian advisory and research company assisting the domestic as well as international market. Its value proposition: Providing technical research and training which enable organisations globally to contribute towards the following objectives:
  1. Enhanced risk-based supervision;
  2. Improved financial institution soundness;
  3. Increased financial system stability;
  4. Greater financial inclusion; and
  5. Reduced poverty.
Michael Lukman is the Director of Gen Advisory. He brings 19 years’ prudential supervision, technical advisory and banking industry experience, having previously been employed by: the Australian Government; Australian Prudential Regulation Authority (APRA); and National Australia Banking Group (NAB). His core competencies include: banking supervision; financial conglomerate supervision; specialist research; and capacity building.
Michael also has a passion for financial inclusion and developed his expertise in this area over time.
To date, Michael has provided technical advice to various organisations in Australia, Indonesia and internationally.
Michael is supported by a small but enthusiastic team of four Gen Advisory professionals – one in Sydney, two in Jakarta and one in Washington DC.

Contact us



Sydney (Headquarters)

Level 32, 1 Market Street
Sydney, NSW 2000

Ph: +61-2-9275 8718
Fax: +61-2-9275 8800


Level 50, Menara BCA Building
Jalan M.H. Thamrin No. 1, Jakarta 10310

Ph: +62-21-2358 4559
Fax: +62-21-2358 440

Washington D.C.

1300 I Street NW, Suite 400 E
Washington D.C. 20005

Ph: +1 (202) 429 2028
Fax: +1 (202) 429-9574

"Striving to make the world a better place, one advisory engagement at a time™."

+61 (0) 431 530 004

Sydney (Headquarters)
+61-2-9275 8718

+62-21-2358 4559

Washington D.C.
+1 (202) 429 2028


Sydney: 08:30 to 17:30 (GMT +10) - Jakarta: 08:30 to 17:00 (GMT +7) - Washington DC: 08:30 to 17:00 (GMT -7)