Michael Lukman
Managing Director, Gen Advisory Pty Ltd
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Michael brings over 20 years' international financial sector advisory and regulation experience, having previously worked at: the Australian Prudential Regulation Authority (APRA); National Australia Bank (NAB); and Ernst & Young (EY).
Michael previously also served as the Australian Government-backed Financial Sector Regulation and Supervision Adviser in Indonesia. And as an Advisory Board Member of FinMango - a US s501(c)(3) non-profit organisation whose mission is to address economic inequality through opportunity.
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Since 2018, Michael has been the managing director and Financial Sector Adviser at Gen Advisory Pty Ltd - a niche Australian professional services firm supporting organisations wishing to operate in Australian or Indonesian financial sectors. Within Australia, Gen Advisory's clients to date have included some of Australia's leading FinTechs. ​
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Michael holds a Bachelor of Commerce (Management) and Masters in Accounting from Monash University (Melbourne, Australia). Michael also holds an Executive Certificate in “Rethinking Financial Inclusion” from the Harvard Kennedy School (Cambridge, USA).
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Career Summary
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Gen Advisory Pty Ltd - 2018 to present
Managing Director
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Australian Government (AIPEG) - 2014 to 2018
Financial Sector Regulation & Supervision Adviser, Indonesia
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Aust Prudential Regulation Authority (APRA) - 2005 to 2012
Banking regulator - Diversified Institutions Division
National Australia Bank - 2002 to 2004
Project Analyst for Wealth Management
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Ernst & Young, 2000 to 2002
Senior Consultant, Corporate Finance ​
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Other Positions
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FinMango (pro-bono) - 2019 to present
Advisory Board member of FinMango - a US s501(3)(c) organisation whose mission is to address economic inequality through opportunity.
PT. Generation Lukman Indonesia- 2023 to present
Managing Director
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Tertiary Education ​
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Harvard Kennedy School (Cambridge, USA)
Executive Certificate in "Rethinking Financial Inclusion": 5-day, on-campus executive program held at the John F. Kennedy School of Government, Harvard University (Cambridge, USA).
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Monash University (Melbourne, Australia)
Masters in Accounting
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Monash University (Melbourne, Australia)
Bachelor of Commerce (Management)
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Trinity College (Melbourne, Australia)
Year 12
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Based
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Jakarta, Indonesia
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Sydney, Australia
Core Competencies
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Financial sector
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Banking and FinTech sub-sectors
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Regulation of ADIs and FinTechs
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International regulatory best practices
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RegTech adoption
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Sustainable finance
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Training and capacity building
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​Professional Memberships​
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Australian Institute of Company Directors (AICD)
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Australian-British Chamber of Commerce (ABCC)
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Additional Information​
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Languages: English (native proficiency), ​Indonesian (elementary proficiency).
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Favourite Quote
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'Love what you do, do what you love.'
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- Ray Bradbury